UPI transactions rise 41 pc to touch record 14.96 billion in August: NPCI

NEW DELHI:

The Unified Payments Interface (UPI) saw 41 per cent growth (year-on-year) at record 14.96 billion transactions in the month of August, as total transaction amount touched Rs 20.61 lakh crore -- a 31 per cent YoY growth, the National Payments Corporation of India (NPCI) data showed on Sunday.

 

The average daily transaction amount stood at 483 million last month, as average daily transaction amount reached Rs 66,475 crore.

 

The value of UPI transactions processed has remained above Rs 20 lakh crore for four consecutive months.

 

In July, the UPI-based transactions clocked Rs 20.64 lakh crore and the total UPI transaction count was 14.44 billion. The average daily transaction volume stood at 466 million, as average daily transaction amount stood at Rs 66,590 crore, according to the NPCI data.

 

UPI is now adding up to 60 lakh new users every month, fuelled by the RuPay credit card on UPI and its launch in foreign countries. The NPCI has also set an ambitious target of achieving 1 billion UPI transactions per day in the coming years.

 

UPI processed nearly Rs 81 lakh crore transactions in the April-July period this year, which is a staggering 37 per cent increase (year-on-year), surpassing world’s leading digital payments platforms.

 

The homegrown digital payments solution processed 3,729.1 transactions per second — a 58 per cent surge over the 2,348 transactions every second registered in 2022— surpassing China’s Alipay, Paypal and Brazil’s PIX in the number of transactions, according to latest data by global payments hub Paysecure.

 

India leads the world in digital transactions, with over 40 per cent of payments being made digitally, and UPI being used for a majority of them.

 

According to Dilip Asbe, CEO of National Payments Corporation of India (NPCI), UPI has the potential to touch 100 billion transactions in the next 10-15 years backed by credit growth. Credit has already been launched on UPI and the commercials would be released within in a couple of weeks.

 

RBI Governor Shaktikanta Das said recently that based on the encouraging response received from several jurisdictions, the central bank is now focusing on making "UPI and RuPay truly global".

 


NORTH EAST    ASSAM    GUWAHATI    TRIPURA    WEST TRIPURA    AGARTALA   
INDIA    GUJARAT    Kutch   
INDIA    Jammu and Kashmir    SRINAGAR   
INDIA    NEW DELHI    NEW DELHI   
INDIA    Jammu and Kashmir    SRINAGAR   
WORLD    AUSTRALIA    Canberra   
INDIA    MAHARASHTRA    MUMBAI   
INDIA    UTTAR PRADESH    Ayodhya